Academy of Chinese Culture
& Health Sciences

Academy of Chinese Culture
& Health Sciences

Chinese antique calligraphic text onbeige paper with brush

Financial Aid and Work Study

Am I Eligible?

Eligibility for ACCHS SFA programs is based on financial need. To have the financial need determined, a student must complete and file the FAFSA. Additionally, to be eligible for SFA program funds, a student must:

  1. Have a high school diploma or GED or receive a passing score on an independently administered examination provided by the Department
  2. Enroll as a regular student in an eligible degree or certificate program
  3. Be a U.S. citizen or eligible non-citizen
  4. Have a valid Social Security Number (SSN)
  5. Make satisfactory academic progress
  6. Sign statements on FAFSA regarding educational purpose and overpayments and defaults.

 

Learn more on StudentAid.gov

In order to determine what the student and family can pay towards the student’s educational expenses, the student must apply for financial aid. A nationally established formula computes the family’s contribution (SAI) using information regarding the student’s income, assets, and number of family members in college.

The first step in applying for financial aid is to submit an application online at: https://studentaid.gov 

In order for ACCHS to receive an electronic copy of the FAFSA, the student must write “Academy of Chinese Culture” and the code number “G32883” on the college release section of the FAFSA.   Students may apply online at https://studentaid.gov

About four weeks after the student mails the FAFSA (about one week if filed online), the student will receive a document called the Student Aid Report, and ACCHS will receive the electronic copy of the FAFSA.

ACCHS will notify the student to submit verification documents if necessary. Verification documents may include the IRS tax forms and documentation of household size.

Click here for more detailed information on a step-by-step process for receiving financial aid

COA is the amount it will cost a student to go to school. Most two-year and four-year colleges calculate their COA to show the total cost for the school year (for instance, for the fall and spring semesters). Schools with programs that last a different period of time (for instance, an 18-month certificate program) might show a COA that covers a time period other than a standard academic year. The academic year at ACCHS includes the Summer, Fall, and Spring trimesters.

If you’re attending school at least half time, the COA is the estimate of:

  • tuition and fees
  • books, course materials, supplies, and equipment;
  • cost of housing and food (or living expenses);
  • transportation expenses;
  • loan fees (excluding any loan fees for non-federal student loans);
  • miscellaneous expenses (including a reasonable amount for the documented cost of a personal computer);
  • allowance for childcare or other dependent care;
  • costs related to a disability;
  • costs of obtaining a license, certification, or a first professional credential; and
  • reasonable costs for eligible study abroad programs.

The total COA for the MAcCHM program is $45,300 per year, which covers the abovementioned expenses.

The total COA for the DAOM program is $50,100 per year, which covers the abovementioned expenses.

Also, you must be enrolled at least 6 units to receive part-time aid and at least 10 units to receive full-time aid.

Federal Direct Student Loans (FDSL)

The US Department of Education provides the funding to ACCHS, and the Office of Student Financial Aid (OSFA) makes unsubsidized loans directly to you. Your loan checks typically will be disbursed along with your other financial aid.

The FDSL program has two components.

Unsubsidized Loan

available to students who have limited or no financial aid eligibility or who need to borrow an additional amount of loan. The interest on an unsubsidized loan, though deferred must be paid by you while you are in school, and during any grace or in-school deferment periods.

FDSL Enrollment Requirements: You must enroll in at least half-time units to receive a FDSL loan. Graduate students at ACCHS must enroll in at least 6 units.

FDSL Limits: You may borrow up to the maximum amount for which you are eligible, depending on your year in school, your dependency status, the other aid you have accepted, and the annual loan limits established for the Stafford program. Currently, the maximum amount that can be awarded to you as a combination of subsidized and unsubsidized loans is $20,500.

Unsubsidized FDSL for Dependent Students: If a dependent student’s parents are denied a PLUS loan, the student may be eligible for an unsubsidized FDSL. Interested students should speak with a financial aid advisor.

Federal Grad PLUS Loans

The Federal Grad PLUS Loan offers an affordable, accessible way for graduate students to cover the full cost of education after the borrower has reached the annual or cumulative maximum on Federal Stafford Loans.

The Federal PLUS Loan provides these terms and benefits:

  • Fixed interest rate
  • Students may apply on line without a co-signer with streamlined credit requirements (e.g. no derogatory credit)
  • A qualified co-signer may be provided if applicant is rejected based on credit.
  • These credit requirements are less restrictive than for alternative, privately funded students loans
  • Ability to finance the entire cost of a graduate or professional education, less any other aid awarded by the school or received from other sources.
  • Option to defer payments while in school.
  • No prepayment penalty
  • Possible tax deductibility of interest (consult a tax advisor or the IRS)
  • May be included in Federal Loan Consolidation
  • Lenders may offer borrower benefits.

You are under no obligation to accept a loan which you will have to repay in the future. Declining a FDSL or Work-Study will not jeopardize other financial aid offered to you. Additionally, declining a FDSL at this time will not prevent you from borrowing a FDSL in a future trimester or academic year.

Accepting a Loan

Step #1: Sign and return your Offer Letter, indicating the amount you are accepting. Offer Letters are usually posted in the ACCHS portal. However, students will receive an email notification as well.

Step #2: Complete the promissory note (MPN) process online by visiting https://www.studentaid.gov. You are required to complete and sign a promissory note, which obligates you to repay the loan according to the terms of the note. Please read the cover sheet carefully before completing the promissory note.

Receiving Your Loan Funds

Once we have received both your signed Offer Letter on which you have accepted a Direct Loan and your promissory note acknowledgement, we will authorize the disbursement of your loan.

If you have never borrowed a Direct Student Loan, you are required to complete Loan Counseling (formerly called an Entrance Interview) helps you understand your loan obligation. Entrance Counseling for the Unsubsidized and Grad Plus loans can be found at www.studentiad.gov

All Direct Loan funds will be disbursed in two or three disbursements during the year: either one half in the fall trimester and one-half in the spring trimester, or 1/3 in the fall trimester, 1/3 in the spring trimester, and 1/3 in the summer trimester. If you borrow a one-trimester loan (fall only or spring only), you will receive one-half of your loan funds at the beginning of the trimester and the other half midway through the trimester. The second half of a Fall-only loan is disbursed at the end of October; the second half of a Spring-only loan is disbursed at the end of March.

Information about grace periods, loan repayment or consolidation is in the Borrower’s Rights and Responsibility at www.studentaid.gov.

Registration Fee Payment

Financial aid funds, including FDSLs, are disbursed each trimester and are credited directly to cover registration fees. If your financial aid is not sufficient to cover your registration fees and/or other financial obligations, you will have to pay the balance owed at the Business Office by the fee payment deadline (see the Class Schedule). Payments received after the deadline will be assessed a late payment fee.

Account Statement and Balance Check to Students

Your ACCHS account, including financial statements, can be accessed by logging into the Student Portal site. If you have remaining financial aid funds for the semester, you also will receive a Refund Check (can be mailed or picked up from the school – there is no direct deposit). Returning students will have access to their online account, which discloses all charges, credits, and refunds. If you pay all of your college obligations, including registration fees, in advance by personal check or cash, your financial aid award in full will be disbursed to you. It is important for you to keep your mailing address current.

WARNING: WITHDRAWING FROM, OR DROPPING ALL OF YOUR CLASSES FOR THE SEMESTER WILL CAUSE YOU TO BE PLACED IN IMMEDIATE REPAYMENT FOR ALL OR SOME OF THE FINANCIAL AID YOU RECEIVED!

Add/Drop/Withdraw Classes

Students may add and drop courses, without charge, during the first week of school, with approval from the administration. A fee of $50/form will be charged each time thereafter. The end of the third week is the last day to add classes. All add / drop requests must be submitted in writing to the administration office for processing. See the Academic Calendar for exact add/drop deadline dates.

The official withdrawal date for a student who submits an Add/Drop/Withdraw Form is the date in which the physical form or certified letter is received by the Academy. However, for refund purposes, the student will be charged from the first day of school until the last date of attendance, including the classes not attended in between.  

Unofficial withdraw is a status assigned to a student at the end of the trimester who receives federal financial aid but has not fulfilled academic requirements. If a student does not earn a passing grade in at least one course he or she has enrolled in the trimester, the Academy administration will consider the student unofficially withdrawn. An unofficial withdrawal also occurs when a student does not attend any classes and stops participating in any academic activities beyond the date they last attended classes.

If a student unofficially withdraws, Academy tuition charges will apply in full.

General Institutional Refund Policies

For refund purposes, an accepted applicant may only terminate enrollment in person or by certified mail. Termination notices received by mail take effect on the date of the postmark.

Full Refund Period

When an accepted student has notified the Academy of intent to enroll by paying registration fees, the student will be considered enrolled with the newly entered class. A student has the right to cancel the enrollment agreement and obtain a refund of charges paid through attendance at the first class session, or the seventh day after enrollment, whichever is later. After the first class session of the DAOM program course/weekend, a student can obtain a refund for clock hours not attended any time before they have completed 60% or less of the instruction for any DAOM course.

Cancellation After the Full Refund Period

If a student cancels after the full refund period has expired, the Academy is entitled to retain the registration fee, but will refund other moneys paid according to the refund policies below.

Tuition Refund After Classes Have Begun

A partial tuition refund will be permitted if a student cancels enrollment after the full refund period and when classes have completed 60% or less of the instruction. The unused portion of tuition will be calculated, based upon clock hours paid for versus clock hours passed, plus the drop fee of $50.00 per form. The student will be charged from the first day of school until the last date of attendance, including the classes not attended in between. A $50.00 drop fee per form will be applied.

Example Refund Policy

An MSTCM or DAOM student enrolled and paid for a total of 12 units (12 units x 15 hours/unit =

180 clock hours of instruction). The student notifies the Academy of withdrawal from all classes at the end of the sixth week of the trimester but he attended 1st-week class, absent from 2nd-week class and attended 3rd week class. The refund is calculated from the last date of attendance (week 3) for the course. There are 144 clock hours of instruction left, of which a refund will be made.

Students dismissed from the Academy for any reason will have their tuition returned according to the above schedule. All refunds are made within 30 days of cancellation of the enrollment agreement by either the student or the Academy.

If a student unofficially withdraws, withdrawal date will be the end date of the trimester in which the student failed to meet academic requirements. Academy tuition charges will apply in full.

ACCHS Financial Aid Refund Policy 

Refunds, for students who receive financial aid to cover the cost of tuition and living expenses, who drop below their full-time or part-time financial aid status, will be returned to the lender(s) to reduce the loan debt. Financial Aid students who have dropped below their full-time or part-time status for financial aid purposes will retain 0 percent of the withdrawal prorated refund, and the refund will be returned to the lender to reduce the loan debt. Prorated refunds, which must be returned to the Department of Education will be returned within 10 business days or at least within 45 days after determining the student has withdrawn.

A full-time financial aid student (10 units or more) who drops courses but still maintains their full-time status will retain 100 percent of the prorated refund for the dropped course. A part-time financial aid student (6 – 9 units) who drops courses and maintains their part-time status will retain 100 percent of the prorated refund for the dropped course. Students who officially withdraw from the Academy retain 0 percent of the prorated refund and the prorated refund is sent back to the lender to reduce the loan debt. Prorated refunds, which must be returned to the Department of Education will be returned within 10 business days or at least within 45 days after determining the student has withdrawn.

Refund vs. Return of Title IV Funds – The requirements for the Title IV, HEA program funds when a student withdraws are separate from any refund policy that ACCHS may have to return to the student on a cash credit balance. Therefore, the student may still owe funds to the school to cover unpaid institutional charges. ACCHS may also charge the student for any Title IV HEA program funds that they were required to return on the student’s behalf.

Returning Disbursement Funds to the ED

Refunds after disbursements may apply to the following situations:

  • Student notifies the FA office that he/she would like to return or reject disbursed funds.
  • The student has withdrawn from school or dropped below the full-time (10-unit) or part-time (6-unit) requirement (student receives 0% of the return and the money is sent back to the Department of Education to reduce the loan debt).
  • The student does not retrieve the disbursement after several notifications.

Using the Empower database or COD website, the FA administrator adjusts the disbursement information in the student database file. The information is sent electronically to the COD. If funds must be returned to COD, COD will automatically deduct the returned funds from future disbursement funds of other accounts. Thus, the Academy Federal account maintains downward disbursements for future use. However, ACCHS must return excess funds in the form of a check at the end of the award year, and during DL account reconciliation (end-of-year close-out).

Title IV Disbursements, Refund, and Repayment

When a student withdraws or drops classes for the trimester, he or she may be placed in immediate repayment for all or some of the financial aid received. Financial Aid recipients are obligated to remain enrolled and pass a certain number of units. ACCHS is mandated by the State of California and the Federal government to calculate a refund and/or a repayment when a student does one of the following:

  • Withdraws from all courses for the trimester
  • Drops out from all courses for the trimester
  • Takes an unapproved leave of absence
  • Fails to return from an approved leave of absence
  • Is expelled
  • Otherwise fails to complete the period of enrollment for which he or she has received financial aid.

A refund is the portion of financial aid funds used to pay the student’s registration fees that must be returned by ACCHS to the Student Financial Aid Programs. The refund amount is calculated by the Business Office based on the student’s withdrawal date. If an officially withdrawn student received a Federal Direct Student Loan (FDSL), the amount of refund will be applied to the loan (returned to the lender) to reduce the student’s loan indebtedness. Otherwise, the refund will be applied to other Student Financial Aid Programs from which the student received funds. Refunds on behalf of the student recipient must be distributed in the following order:

  • Unsubsidized Direct Loans
  • Subsidized Direct Loans
  • Federal Direct PLUS loan
  • Federal Pell Grants (not provided by ACCHS)
  • Iraq and Afghanistan Service Grants (not provided by ACCHS)
  • FSEOG (not provided by ACCHS)
  • TEACH grants (not provided by ACCHS)

To ensure proper calculation of a refund, the student who intends to withdraw must fill and turn in a Notice of Cancellation form to the Business Office. See the Academic calendar for the deadline.

Repayments

A repayment is the calculated amount to be repaid by the student to the Student Federal Aid Programs. The repayment amount (that the student must take) is the difference between the amount directly disbursed to the student and the amount the student was entitled to keep based on the costs of books and supplies and a percentage of the living allowance for the trimester. Note that since financial aid is an allowance for the whole trimester, a student who does not remain enrolled for the whole trimester will most likely have to repay a portion of the financial aid received. Repayments from the student financial aid recipient must be distributed as follows:

  • Unsubsidized Direct Loans
  • Subsidized Direct Loans
  • Federal Direct PLUS loan
  • Federal Pell Grants (not provided by ACCHS)
  • Iraq and Afghanistan Service Grants (not provided by ACCHS)
  • FSEOG (not provided by ACCHS)
  • TEACH grants (not provided by ACCHS)

ACCHS Financial Aid Refund Policy 

Refunds, for students who receive financial aid to cover the cost of tuition and living expenses, who drop below their full-time or part-time financial aid status, will be returned to the lender(s) to reduce the loan debt. Financial Aid students who have dropped below their full-time or part-time status for financial aid purposes will retain 0 percent of the withdrawal prorated refund, and the refund will be returned to the lender to reduce the loan debt. Prorated refunds, which must be returned to the Department of Education will be returned within 10 business days or at least within 45 days after determining the student has withdrawn.

A full-time financial aid student (10 units or more) who drops courses but still maintains their full-time status will retain 100 percent of the prorated refund for the dropped course. A part-time financial aid student (6 – 9 units) who drops courses and maintains their part-time status will retain 100 percent of the prorated refund for the dropped course. Student who officially withdraw from the Academy retain 0 percent of the prorated refund and the prorated refund is sent back to the lender to reduce the loan debt. Prorated refunds, which must be returned to the Department of Education will be returned within 10 business days or at least within 45 days after determining the student has withdrawn.

Refund vs. Return of Title IV Funds – The requirements for the Title IV, HEA program funds when a student withdraws are separate from any refund policy that ACCHS may have to return to the student on a cash credit balance. Therefore, the student may still owe funds to the school to cover unpaid institutional charges. ACCHS may also charge the student for any Title IV HEA program funds that they were required to return on the student’s behalf.

Consequences of Outstanding Repayment Obligation:

ACCHS does not have the authority to waive or forgive the repayment requirement, regardless of the reason for withdrawal, including extenuating circumstances such as death in the family, family illness, or personal illness, etc. A student who fails to make their repayment will be referred to the U.S. Dept. of Education for collection. Until the payment is resolved, the student’s record will be “flagged” every time a student files a Free Application For Federal Student Aid (FAFSA). A student in repayment is ineligible for financial aid at any other institution in the nation.

Return of Title IV Funds

Refunds after disbursements may apply to the following conditions/situations:

  • Student notifies the FA office that he/she would like to return or reject disbursed funds.
  • The student has withdrawn from school or dropped below full-time status or the 6 unit, part-time requirement.
  • The student does not retrieve the disbursement after several notifications.

If the student withdraws from courses or if he/she withdraws from the program/institution, the Academy will apply a refund of funds based on the current institutional refund policies (see above). If the student is a recipient of Title IV funds, the business office will calculate a pro-rated refund based on classes attended. If the student withdraws from courses and changes from full-time status (10 units or more) to a part-time status (6-9 units), 100 percent of the refund will be sent back to the COD to alleviate the borrower’s indebtedness. If the student is part-time (6-9 units) withdraws from courses, and drops below the 6 unit minimum in any given trimester, 100 percent of the prorated refund will be sent back to the ED to alleviate the borrower’s indebtedness. A student will never be issued a disbursement for unsubsidized loans upon withdrawal of the institution.

Post-Withdrawal Disbursements

Grants – ACCHS does not provide federal, state, or local grant funding.

Title IV Loan Funds – Post-withdrawal loan disbursements will be credited to a student’s account for outstanding allowable current semester charges or paid directly to the student for a Direct PLUS Loan. Prior to making any disbursement, the student must be notified in writing within 30 days of the school’s determination that the student withdrew. The letter will identify the type (PLUS Loan) and the amount of the funds. If loan funds are available, ACCHS will notify the student of the option to accept/decline part of the loan. The letter will request that the student notify the school or submit a response within 14 days of the date of the school notice. If ACCHS does not receive a response, no further disbursement will be made. If the response is received in a timely manner, the funds may be disbursed within 180 days. If the school does not receive a response within 14 days, ACCHS will return the funds to the ED.

The ACCHS business office will issue a refund and a “W” will be recorded on the student transcript when a student drops courses before the published, trimesterly drop date, usually on the ninth week of school. If a student withdraws after the official “drop date,” it is considered unofficial withdrawing and no refund will be issued and the student will receive an “F” for the course.

Using the Empower database or COD website, after the student has dropped courses within the official drop period and the business office issues a refund, the FA administrator adjusts the disbursement information in the student database file. The information is sent electronically to the COD. If funds must be returned to COD, COD will automatically deduct the returned funds from future disbursement funds of other accounts. Thus, the Academy Federal account maintains downward disbursements for future use. However, generally, ACCHS must return excess funds through the G5 system at least 7 days after the refund has been processed and during DL account reconciliation (end-of-year close-out). The Academy uses the Empower student database system to record and disseminate information regarding total Title IV funds that a student has earned at the Academy. Upon withdrawal or upon graduation, or at any time during his/her ACCHS residency, the student may log into the ACCHS student portal, choose the Financial Aid menu item and view a breakdown of all tuition charges and financial aid  disbursements. He or she can compare disbursements recorded in the student database system to that of the Direct Loan Servicing Center, which can be viewed by visiting www.studentaid.gov.

Responsibilities

When you take out a student loan, you have certain responsibilities. Here are a few of them:

When you sign a promissory note, you’re agreeing to repay the loan according to the terms of the note. The note is a binding legal document and states that, except in cases of discharge, you must repay the loan–even if you don’t complete your education (unless you were unable to complete your program of study because the school closed); aren’t able to get a job after you complete the program; or are dissatisfied with, or don’t receive, the education you paid for. Think about what this obligation means before you take out a loan. If you don’t repay your loan on time or according to the terms in your promissory note, you may go into default, which has very serious consequences.

You must make payments on your loan even if you don’t receive a bill or repayment notice. Billing statements (or coupon books) are sent to you as a convenience, but you’re obligated to make payments even if you don’t receive any notice.

If you apply for a deferment or forbearance, you must continue to make payments until you are notified that the request has been granted. If you don’t, you may end up in default. You should keep a copy of any request form you submit, and you should document all contacts with the organization that holds your loan. You must notify the appropriate representative (school, agency, lender, or the Direct Loan Servicing Center) that manages your loan when you graduate, withdraw from school, or drop below half-time status; change your name, address, or Social Security Number; or transfer to another school. If you borrow a Direct Loan, it will be managed by the Direct Loan Servicing Center.

Regardless of the type of loan you borrow, you must receive entrance counseling before you’re given your first loan disbursement, and you must receive exit counseling before you leave school. These counseling sessions will provide you with important information about your loan. Your lender or the Direct Loan Servicing Center will provide you with additional information about your loan.

If you default on your loan, your school, the lender or agency that holds your loan, the state, and the federal government may all take action to recover the money, including notifying national credit bureaus of your default. This may affect your credit rating for a long time. For example, you may find it very difficult to borrow from a bank to buy a car or a house.

In addition, the lender or agency holding your loan may ask your employer to deduct payments from your paycheck. Also, you may be liable for expenses incurred in collecting the loan. If you decide to return to school, you’re not entitled to receive any more federal student aid. The US Department of Education may ask the US Internal Revenue Service to withhold your income tax refund, and the amount of your refund will be applied toward the amount you owe.

Rights

You have certain rights as a borrower. Listed below are some of them.

Before your school makes your first loan disbursement, you’ll receive the following information about your loan from your school, lender, and/or the Direct Loan Servicing Center:

  • the full amount of the loan
  • the interest rate
  • when you must start repaying the loan
  • a complete list of any charges you must pay (loan fees) and information on how those charges are collected
  • the yearly and total amounts you can borrow.
  • the maximum repayment periods and the minimum repayment amount
  • an explanation of default and its consequences
  • an explanation of available options for consolidating or refinancing your loan
  • a statement that you can prepay your loan at any time without penalty

ACCHS will notify you in writing whenever it credits your account with Direct Loan or Grad PLUS loans. This notification must be sent no earlier than 30 days before, and no later than 30 days after the school credits your account. You may cancel all or a portion of the loan by informing ACCHS within 14 days after the date that ACCHS sends this notice, or by the first day of the payment period, whichever is later. ACCHS can tell you the first day of your payment period.

Before you leave ACCHS, you’ll receive the following information about your loan from the school, lender, and/or the Direct Loan Servicing Center:

  • the amount of your total debt (principal and estimated interest), what our interest rate is, and the total interest charges on your loan
  • if you have Direct Loans, the address and telephone number of your Direct Loan Servicing Center
  • the fees you might be charged during the repayment period, such as late charges and collection or litigation costs if you’re delinquent or in default
  • an explanation of available options for consolidating or refinancing your loan
  • a statement that you can prepay your loan without penalty at any time.
  • If you borrow a Direct Loan or a FFEL Program Loan, this information will be provided to you by the Direct Loan Servicing Center or your lender, as appropriate.

If you have Direct or FFEL Stafford loans, your school will also provide you with the following information during your exit counseling session:

  • a current description of your loans, including average monthly anticipated payments
  • a description of applicable deferment, forbearance, and discharge provisions
  • repayment options
  • advice about debt management that will help you in making your payments
  • notification that you must provide your expected permanent address, the name and address of your expected employer, and any corrections to your school’s records concerning your name, Social Security Number, references, and driver’s license number (if you have one).

You have the right to a grace period before your repayment period begins. Your grace period begins when you leave school or drop below half-time status. The exact length of your grace period is shown on your promissory note.

During exit counseling, ACCHS, lender, and/or the Direct Loan Servicing Center as appropriate must give you a loan repayment schedule that states when your first payment is due, the number and frequency of payments, and the amount of each payment.

You must be given a summary of deferment and discharge (cancellation) provisions, including the conditions under which the U.S. Department of Defense may repay your loan.

Academic Progress & Probation

Regardless of the program, enrollment status (part-time or full-time), all students will be held to the same satisfactory academic progress standards unless otherwise specified for graduation/degree requirements under the headings MSTCM and DAOM.

Grading is done on the four-point system, where 4.0 corresponds to an A and is considered excellent, and F is assigned a value of 0.0 and is failing.

Satisfactory academic progress is measured on an ongoing and trimesterly basis when the dean and program administrator review grades and grade points. Comprehensive examinations are given at the 4th, 7th, and 10th trimesters. Students must pass each comprehensive exam (minimum 73%) in order to be permitted to graduate from the Academy. Retake exams scheduled in the 2nd week of each trimester are given for those students who do not pass initially.

Faculty must submit five Comprehensive Exam questions in English or Chinese for each course taught to be entered into the Academy’s Comprehensive Exam question bank. These questions should not duplicate the questions given on the midterm or final exams. Each question must be followed by four possible answers with the correct answer clearly marked.

Trimesterly, students must maintain a 2.3 grade point average (GPA) each trimester in order to maintain good academic standing. A student whose GPA falls below 2.3 will be placed on a two-trimester academic probationary period, during which the student must maintain a 2.3 GPA for each trimester within the probationary period. Mandatory tutoring shall be required during the first trimester of probation. Any class not completed with at least a 2.0 must be retaken at the next available time. Probationary students who have maintained a 2.3 GPA for the length of the probationary period will have their probationary status removed. If a student fails to maintain a 2.3 GPA for each trimester during the two trimester, probationary period, he/she will be dismissed from the Academy.

If dismissed due to failing academic standards and satisfactory academic progress, students may be considered for re-admission after a significant amount of time separated from the Academy, and after the student has demonstrated some or all of the following: Remedial course work at an accredited college; academic or personal counseling; or demonstration of having overcome the difficulties that led to the dismissal. Once a student is readmitted, s/he is expected to maintain at least a 2.7 trimester GPA. Failure to do so after being readmitted may result in immediate and final dismissal from the Academy.

Restriction: The course credit load of a student who has been academically dismissed or is on probation will be determined through consultation with the academic advisor.

Graduation Requirements

Students may also enroll part time, but should be advised that the legal requirements for graduation may change, thereby lengthening their time in the program. Completion of the MSTCM program must be within 8 years. Completion of the DAOM program must be within 4 years.

 

MAcCHM

  1. All candidates for graduation from the MSTCM program must:
  2. Complete each class and term of clinic with a grade of 2.0;
  3. Maintain a GPA of at least 2.3 in all graded work;
  4. Pass all comprehensive examinations and completion of research project;
  5. File a Notice of Candidacy for Graduation during registration for the final term before graduation; and
  6. Have cleared all financial obligations to the Academy, including the graduation fee, which covers the cost of: California License exam application processing; diploma and diploma cover; cap and gown, and attendance at the graduation ceremony.

DAOM

All students will be held to graduation requirements, which were in effect at the time of their admittance to the Academy, barring a change in state law, or state or national authorization of the Academy’s degree program. All candidates for graduation from the Academy must:

  1. Complete each class and term of clinic with a grade of 2.5
  2. Maintain a GPA of at least 2.7 in all graded work.
  3. Successfully complete the Capstone project
  4. File a Notice of Candidacy for Graduation during the final term before graduation.
  5. Have cleared all financial obligations to the Academy

When a candidate for graduation has completed all requirements listed above, his or her file is reviewed for degree eligibility by the DAOM Academic Standards Committee. Those candidates who have satisfactorily met all the requirements set forth by the Committee are awarded the degree of Doctor of Acupuncture and Oriental Medicine.

When candidates for graduation have completed all requirements listed above, their file is reviewed for degree eligibility by the Academic Standards Committee. Those candidates who have satisfactorily met all the requirements set forth by the A.S.C. are awarded the degree of Master of Science in Traditional Chinese Medicine or Doctor of Acupuncture and Oriental Medicine.

The Academy complies with the Federal Family Rights and Privacy Act 1974 (Buckley Amendment), which protects student records from public disclosure. All faculty members are required to be familiar with and observe the procedures of the Buckley Amendment. Simply stated, except for specifically defined reasons, information about a student’s record may not be shared with any individual outside of a faculty member’s department.

Satisfactory Academic Progress

Federal and State regulations governing student financial aid programs require the Academy to ensure that each student who is receiving financial aid maintains satisfactory academic progress (SAP) toward his or her degree objective. These regulations allow the institution to set standards of satisfactory academic progress as long as “those standards are reasonable, are applied consistently, are at least as strict as the requirements for all students, and measure progress toward the degree for all periods of enrollment regardless of whether the student is receiving financial aid.”

Course Grades

Grading is done on the four-point system, and their interpretations are as follows:

Grade Interpretation Grade Point Equivalent %
  • A — 4.0 — 94 -100
  • A- — 3.7 — 90 – 93
  • B+ — 3.3 — 87 – 89
  • B — 3.0 — 83 – 86
  • B- — 2.7 — 80 – 82
  • C+ — 2.3 — 77 – 79
  • C — 2.0 — 73 – 76 (minimum passing)
  • C- to D- (Not good, Fail) 1.7 – 0.7 60 – 72
  • F — Fail 0.0 0 – 59
  • In Incomplete 0.0 0

Individual instructors may grade certain courses on a “pass/no pass” basis. A “no pass” will be included in an individual’s grade point average as 0.0, and a pass will not be reflected in the GPA as a 2.0. A failed course must be repeated and passed before the student enrolls in any course for which the failed course is a prerequisite.

Transcript Grades for Repeated Courses or Cleared Incompletes

Grades for courses repeated to clear a failure, or to improve a low grade(s), and to clear an incomplete will be recorded on the student’ academic record, which will show both the original grade and the new grade.

All Incompletes must be resolved and changed into a letter grade by the end of the second week of the following trimester. Incomplete grades that are not resolved by the end of the second week of the following trimester will receive a failing grade unless the instructor associated with the course extends the incomplete.

Repeating Courses

For financial aid purposes, the Academy allows one course per year to be repeated for credit and be applicable to the total, trimester, overall unit load when applying for Federal student aid. There are no non-credit remedial courses at ACCHS.

Academy Satisfactory Academic Progress (SAP) Policy and Requirements

The standards developed for financial aid recipients at ACCHS include three major requirements: completing the required number of units in each trimester; passing courses with a C+ or better; and maintaining a general overall GPA of at least 2.3. In the event a student does not meet the academic requirements, he or she may be in violation of the satisfactory academic progress policies (SAP) and may be placed on academic probation. A student who is placed on academic probation will receive a letter from the dean of the program indicating that the student is not meeting SAP and is being put on academic probation.

Financial aid recipients must successfully complete the minimum unit requirement for all types and amounts of financial aid they receive each term in order to maintain SAP. The minimum number of units a student is required to complete may differ from the enrollment requirement.

ACCHS Total Unit Policy and In-School Status:

Students must maintain 10 units or more per trimester in order to be designated full-time students at ACCHS. Students must maintain 6-9 units per trimester in order to be designated part-time students at ACCHS. Students who wish to include units from enrolled courses outside of ACCHS for financial aid purposes must evidence a legitimate course registration receipt and fee bill (paid) from an accredited school – the document must list the registered courses and demonstrate that the courses have been paid for in part or full. You may furnish a signed “enrollment verification” document to the ACCHS FA office.

Unit Deficiency:

Students who complete less than the minimum requirements while receiving aid may incur a unit deficiency. A unit deficiency is the difference between the student’s minimum unit requirement and the units the student completed during the term. For example, a student receiving full-time financial aid must complete a minimum of 10 units during the trimester. If he/she successfully completes only 6 units, he/she will incur a 4 unit deficiency for that term. If a student withdraws from all classes, the Financial Aid Office will apply a repayment formula to determine if the student must repay any financial

aid. SAP is monitored every trimester, when the registrar provides grade reports associated with students receiving financial aid. Therefore, within an academic year a student who completes less than the minimum unit requirement during one trimester may avoid a unit deficiency by completing more than the minimum number of units during the other trimester. For example, a student receiving full-time aid who successfully completes only 6 units in the Fall trimester must successfully complete 14 units (6+14=20) in the Spring trimester. Because ACCHS is an all-year-round program, students rarely fall below the required number of units. Full-time students typically enroll in at least 30 units/per year.

Unit Deficiency Tolerance:

Unit deficiencies at the end of the academic year are added to any unit deficiencies from previous academic years to determine a student’s cumulative unit deficiency at ACCHS. If the student’s cumulative unit deficiency does not exceed the unit deficiency tolerance level, he/she will remain eligible for financial aid. For graduates the tolerance is 6 units. Once the student’s cumulative unit deficiency exceeds the tolerance level, he or she will not be eligible to receive financial aid until the cumulative deficiency has been reduced within tolerance.

Disbursement Policy for Returning Students:

Students, who return after withdrawing or dropping all classes during any trimester, will not receive a financial aid disbursement until thirty days after the first day of the trimester in which they re-enroll. Returning students, who drop or withdraw from all classes in any trimester, must pay at least one-third of the total tuition for the current trimester for which he or she will register. If you depend on financial aid disbursements to help with living expenses, you will need to make your own financial arrangements.

Passing Grades:

The quality of the student’s academic performance will also be monitored. In order for units to be recognized as successfully completed, the grade must be one of the following: A, B, C, Cr, or P. Grades not accepted as units successfully completed are: F, NC, NP, D, C-, or I. If the grade is changed after the official posting of the trimester, it is the student’s responsibility to bring the verification of the grade change to the Office of Student Financial Aid.

Maximum Time Frame/Units:

Financial aid recipients are monitored for the length of time needed to complete their degree by measuring their total units completed. All ACCHS students will be eligible to receive financial aid only until they receive or earn a maximum of 181 trimester units. Students who transfer courses into the graduate program will automatically reduce the maximum time frame allowable. ACCHS will subtract the total number of transferred units from the maximum time frame units allowed (181).

The Office of Student Financial Aid will attempt to notify a student when it appears that he or she will exceed the unit maximum, Unless a student can provide information which could justify why the degree has not been granted, his or her financial aid will be canceled.

Grade Point Average (GPA): Financial aid recipients must be in good standing with the Academy. The Office of Student Financial Aid will adhere to the Academy’s academic standards. Students are ineligible to receive financial aid if they are disqualified by the Academy based on the quality of their performance and progress toward their degree objective. Please refer to the Academy catalog.

Academic Notice

A student who is placed on academic probation will receive a letter from the dean of the program indicating that the student is not meeting SAP and is being put on academic probation. Additionally, a student will be put on academic notice when s/he has failed a course twice. The Academy will dismiss the student if on the third attempt s/he is unsuccessful at passing the course.

Leave of Absence / Withdrawal

A student who chooses to interrupt his or her course of study may apply to the administration for a leave of absence. Each request will be considered individually and on its own merits. Requests for a leave should be in writing, addressed to the administration. A student who fails to complete course work and who does not withdraw or obtain a leave of absence shall receive a grade of “F” in each course not completed.

Involuntary Withdrawal

A student’s continued enrollment at ACCHS is a privilege based not only on satisfactory scholastic status and adequate clinical TCM psychomotor skills, but also upon good psychological health and personal conduct — including the students’ attitudes, actions, appearance and attire. If, in the opinion of the faculty, administration and/or dean of the Academy, a student demonstrates evidence of a psychological problem, an informal meeting will be scheduled with the student to inquire into his/her conduct or attitude and to notify the student of the Academy’s concerns. Subsequent to this meeting, the administration will seek professional opinion as to the likely implications of such conduct from the Academy. The decision to require counseling shall be based on cumulative conduct, similar to a decision in academic evaluations. If it is determined that counseling is suggested or necessary, an effort will be made to have the student attend counseling on a voluntary basis. However, refusal to obtain counseling, initially or on a subsequent basis, shall be cause for involuntary withdrawal from the Academy. The administration shall inform the student, in writing, of the effective date of the involuntary withdrawal, and shall explain in writing the procedure for re-admission to ACCHS.

Failure to Meet Satisfactory Academic Progress (SAP) Standards

Failure to meet the above standards results in ineligibility for financial aid. As stated above, students who have exceeded the maximum units allowed to receive aid may not receive further aid. Students who have been disqualified by the Academy are also ineligible for aid until they have been reinstated by the Academy. Students who have exceeded the unit deficiency tolerance may requalify for aid by reducing their cumulative unit deficiency in one of the following ways:

  • Completing more units in one trimester than the minimum unit requirement;
  • Completing vacation clinic or enrolling in the summer term.
  • Completing classes without receiving aid simultaneously.

If dismissed due to failing academic standards and satisfactory academic progress, students may be considered for re-admission after a significant amount of time separated from the Academy, and after the student has demonstrated some or all of the following: Remedial course work at an accredited college; academic or personal counseling; or demonstration of having overcome the difficulties that led to the dismissal. Once a student is readmitted, s/he is expected to maintain at least a 2.7 trimester GPA. Failure to do so after being readmitted may result in immediate and final dismissal from the Academy.

Restriction: The course credit load of a student who has been academically dismissed or is on probation will be determined through consultation with the academic advisor.

Extenuating Circumstances

Students who have experienced drastic changes in their personal or financial situation should contact the Financial Aid Counselor listed on their Offer Letter. The Counselors in the Department of Student Financial Aid are trained to assist you in your individual family’s financial situation and all information will remain confidential. Documentation of your special circumstances will be required. Requests for changes to your eligibility for financial assistance or the amount you are offered will only be honored after sufficient documentation and careful review has been completed by your Counselor.

Appeals

Appeals to the above SAP policy will only be considered for students who can document extenuating circumstances beyond the student’s control. Extenuating circumstances beyond a student’s control may include but are not limited to, medical reasons (legible documentation from a physician must be included), extenuating family reasons, such as death in the family, US court orders regarding family and/or health (legible documentation from a court must be included). If a student feels he or she can document extenuating circumstances, he or she may submit an appeal packet to the Academic Standards Committee. The appeal packet consists of an appeal letter, documentation from a physician or judge, a Graduation Plan, an unofficial grade transcript, and any documents needed to explain special circumstances, including why they failed to meet SAP. The student must also explain what has changed in the student’s situation that will allow them to meet SAP at the next evaluation. The Committee, the comprised staff, and members will not review incomplete appeals.

All financial aid recipients should speak to the financial aid counselor to discuss the impact of any proposed changes in enrollment such as dropping a course, repeating a course, or withdrawing from the Academy. Any of these changes may affect his or her satisfactory academic progress and future eligibility for financial aid.

Diversity Scholarships

ACCHS is proud to offer a Black Lives Matter Scholarship:

The mission of ACCHS since our founding has centered around connection to our local community. In keeping with this, ACCHS is proud to offer a Black Lives Matter scholarship to students who can document current volunteer work with qualified nonprofits serving underserved populations. Priority will be given to students whose work aligns with the Black Lives Matter movement.

The total amount of the scholarship is $500. 

To apply, please submit a verification letter from a supervisor documenting your volunteer work, the supervisor’s contact information, and a description of the organization to admissions@acchs.edu.

ACCHS is proud to offer a Diversity Scholarship:

The mission of ACCHS since our founding has centered around connection to our local community. In keeping with this, ACCHS is proud to offer a Diversity scholarship to students who can document current volunteer work with qualified nonprofits serving underserved populations.

The total amount of the scholarship is $500.

To apply, please submit a verification letter from a supervisor documenting your volunteer work, the supervisor’s contact information, and a description of the organization to admissions@acchs.edu.

Trudy McAlister fund Scholarship

The Triskeles Foundation offers this donor-funded scholarship for students of Acupuncture and Oriental Medicine in ACAOM accredited or candidate schools who have completed at least one full academic year of their professional training and who, in the opinion of their faculty, advisors and the advisors of the Fund, show unusual promise in the practice of this medicine.  http://www.trudymcalisterfoundation.org/application/

Indian Health Service: Health Professions Scholarship Program

Open to full- and part-time American Indian and Alaska Native students seeking an undergraduate or graduate education in the health care field; priority is given to graduate students and junior- and senior-level undergrad students. Must be a member of a federally recognized tribe and agree to serve one year in an IHS facility or other program serving Indian people for each year of financial support. Pre-nursing scholarships are also available.

Contact: Eric Pinto  

Resources for Veterans

http://www.accreditedschoolsonline.org/resources/higher-education-for-military-veterans/

The Academy’s program is approved for Veterans Educational Benefits by the State Approving Agency. Please contact your VA counselor or representative to determine which VA Benefit program you qualify for. It is important to determine this information early as we will need it in order to begin the certification process once you are accepted.

For any student using US Department of Veterans Affairs or Vocational Rehabilitation and Employment benefits, while VA payment is pending, the Academy will not:

  • prevent the student’s enrollment
  • assess a late penalty fee to the student
  • require the student to secure alternative or additional funding
  • deny the student access to any resources available to other students who have satisfied their tuition and fee bills the Academy

However, to qualify for this provision, the student may be required to:

  • produce the VA Certificate of Eligibility (COE) by the first day of class
  • provide a written request to be certified
  • provide additional information needed to properly certify the enrollment as described in other institutional policies.